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Accounts / Investment Jobs
Finance Manager Retail Loans Full Time
Knowledge and skills :
– 5 + years of experience in some or all facets of consumer finance businesses (Unsecured loans, Two Wheeler loans, Retail financing, Personal Loans etc.
– Strong People Management skills
– Strong analytics and technology orientation
– Relevant demonstrated leadership experience in managing a hi-performance team with a sound understanding of key business drivers
Desired Qualification:
Graduate, with a Masters in Marketing Preferable.
MBA/ PGDM or equivalent Qualification preferred.
Desired Experience:
Preferred experience of 5 + years in banking, retail loans, team handling, etc.
JOB SUMMARY:
– He will be responsible for managing the retail loan vertical in specific cluster. He will be responsible for Personal loans, Open market – Individual loans, cross sale of retail credit products to branch banking customers.
– Expand and grow business opportunities using multiple channels like direct sales team, Branches and alternate bank channels in his respective cluster.
– Meet disbursement targets, maintain spread, manage expenses and meet the resultant profit targets.
– Ensure impeccable portfolio quality.
– Maintain productivity & efficiency standards
– Leading, directing and developing talent to build domain and functional expertise.
PRIMARY RESPONSIBILITIES:
Business
– Responsible for retail loans to branch banking customers in his cluster
– Monitor the budgets for the retail loans are met with no backlogs
– Manage portfolio quality across the various cities where Retail Loans have been marketed
– Identify and expand the portfolio to branches based on comprehensive market research
– Ensure that Loan Officers – Retail Loans are managing the collection of each clusters on a day to day basis and ensure that the follow-up for over dues. Immediately first through Loan Officers, Collection Officers and then personally
Customer
– Ensuring that all channels are utilized to best efficiency so as to make the customer journey se
Salary
15 Lac To 18 Lac P.A.
Industry
Sales/Marketing
Work Experience
5 – 12 Years
Qualification
Other Bachelor Degree